Dynamic Diva Dollars
For Women Who Aren’t Afraid To Become Millionaires

Preface

Wealth secrets Colleges, Corporations and Financial planners Don’t Want You to Know

Hi Diva, I am so excited that you have chosen to purchase this book to help you reach your wealth dreams. Imagine having no money worries: Imagine quitting your job and living your dream: not having anymore bills and living debt-free; or being able to buy whatever you want without looking at the price tag. Hard to believe, isn’t it? Now, wait no more. Here in this book lies simple but many secrets to developing wealth.

I wrote this book because I want you to become rich—very rich! And why not you? It is your birthright to be abundantly successful and wealthy. We live in an abundant world with no limitations. Everyone has an opportunity to life, liberty and the pursuit of happiness. This is what America is all about, right? I am encouraging you to have the courage to take bold steps and defy all odds to reach your full potential spiritually and financially.

Most advice given in financial books is antiquated—just plain old and outdated. I have read hundreds of them. The current financial advice offered by most financial planners is too safe, conservative, and foolish. When I hear some of their recommendations, I just want to scream! Most of the information financial planners recommend will have you:

• Debt free, but poor
• Homeless and saving years to buy a home you will be priced out of.
• Waiting 30 years to retire and hopefully accumulate a million bucks.

Women often start late and cannot afford, figuratively and literally, to take their advice any longer. Taxes are going up; the medium price of a nice home is $250,000 (a quarter of a million dollars) and climbing! How much will it take for you to save the normal down payment of 20% for a $250k home on your meager wages? I’ll tell you, $50,000. Twenty-percent of $250,000 is $50,000! It cost you $30,000 for a decent car. Some people would argue that the rate of inflation has increased from 3% to 5%.

With that said, everything is going up, up, up, except for your salary. Salary is too close to the word “slavery” to make me comfortable. Many of you are complaining about “slave wages”. You are working harder and longer than what you are getting paid for. To add fuel to the fire, many of you don’t like your job anyway. Each day you leave your home singing by the tune, “I owe, I owe, so off to work I go! Why are you there?! I believe you are in the rat race and don’t know how to get out of it. I urge you to stop the insanity and read this book to real financial freedom. It will teach you how to get out of the rat race to make your own piece of “cheese”.

You need to put some things in place that will accelerate your journey on the road to millions. Financial freedom is not free. It comes with a heavy price. You are going to have to take the necessary risk. Financial freedom comes with an inherent risk, but it will be well worth it. I can attest to it. It is time to release your fears and anxieties about money and embrace the many wonderful benefits that money can bring into your life, peace of mind being one of them. I can assure you that if you implement some of the information in this book; it will put you on the economic freedom train destined for prosperity promise land. You will be able to accomplish wealth dreams beyond your imagination.

All are welcome aboard the wealth train. Wealth does not discriminate. Most women think it is only for the “good old boys”. Wealth does not care if you are young or old, black or white, tall or short, gay or straight, nor male or female. It is readily available to all that seek it with wonder, perseverance and good intentions. There is nothing inherently evil about seeking money. We live in an abundant universe. It is available to each and every one of us who is willing to do the work. Yes, it requires work. But it does not have to be hard work. It can be very challenging at times and it will take all of you to master. If any one can master money, Diva you can. Like the old saying goes, “nothing worthwhile comes easy”. If that were the case, then everybody would be doing it. With Dynamic Diva Dollars as your guide, you will learn how to:

• Be debt free and credit rich
• Work smarter with your money instead of harder-learn to do more with less.
• Develop a full time or part-time business on a shoe-string budget
• Become house rich
• Retire rich and happy
 

Why This Book?
 

It’s Better to be Prepared for a Miracle and Have One, then to Have a Miracle and Not be Prepared

I needed a miracle and I needed it like yesterday! My worst fears had happened. I was in the mist of a break-up with my husband. It was on the same scale as The War of the Roses. We had taken our positions. He had his method of defense and I thought I had mine. Like any battle, the main focus was to win the war by any means necessary. He pulled out his major trump card, he emptied “our” joint checking account and transferred “our” income into another account leaving me financially destitute. This was the epitome of emotional and financial abuse. He was the breadwinner and I was the dependent stay-at-home mom—or so he thought.

In order to save my soul and my sanity, spirit said it was time to go-right now! I got the hell out of there! In a matter of minutes, my child and I were poor and homeless. Diva, I had to think fast. This was no time to panic. This was a time to pray. The Dynamic Diva within me was born again. I had turned into the lioness that was determined to protect her cub. My spirit was instructed me to use my credit card to stay at a hotel. After a restless night, the next morning I used the yellow pages, and called a local women shelter. They usually do not take women unless they were being physically abused. But with the Divine spirit on my side, I told her I was desperate and staying at a hotel with my child, and she kindly let me come. I will always be grateful to Maat and the Placer County Women Center.

With all the spiritual work I had done over the years, I was very clear that this was not about “What my husband did to me”.  I had to realize it was not my husband who got me in the predicament that I was in, it was about what I was thinking and doing to myself that brought me to this point in my life. The drama queen in me was healed; I was willing to take full responsibility for where I was at in my life.

My husband had to deal with his karma, and that was none of my business. What was my business was to figure out how I let this happen! I thought I was an independent, strong powerful woman of the new millennium-with a college degree how could I be in such a predicament if that were the case. I had to dig deep to uncover some negative unconscious issues about myself—and quickly.


Introspection during a deep meditation revealed to me some startling truths. My father had left my mother and she was forced to take care of my sister and me alone. My fear was that my husband would do the same to me. So, I created circumstances to bring my self-fulfilled prophecy to light. Like my mother, I would be a single woman who would have to raise my child alone. Thoughts are very powerful, they create your reality. There will be more on this subject later.

Like many women, two weeks after having my baby, I returned to work to run my naturopathic private practice with my baby in tow. I tried everything to make it work. It didn’t. I had to make a decision. Should I let someone else raise my child or give up my practice and become a stay-at-home mom? The decision was easy. I could always reopen another practice, but I could not miss out on the once in a life time moments of growing and bonding with my bundle of joy. So, I closed my practice and became a stay- at-home mom.
.
I was conditioned by society that money issues and business affairs were handled by men. Though I successfully passed several math and science classes, I still believed I was to inadequate to handle matters of money and nonchalantly passed on the management of my business financial matters to my husband.   I was a great healer but not a savvy business woman.

Eureka! I got the spiritual message. As a Holistic practitioner, I was out of balance financially. If you are unbalanced in one area of your life it will have an adverse effect in other areas of your life-spiritually, physically, and emotionally. I had to get my financial act together for me and my son.

I took charge of my financial life and a blessing has happened! I get to stay at home with my baby and still make a substantial income. I studied the power of money and as a result money and I became friends. In less than one year, I acquired 1.5 million dollars worth of real estate, bought a house, a car and accomplished my dream of raising a healthy, prosperous child while working from home! Not a bad start for someone who started with just $36 dollars in her checking account. I became my own financial expert and via this book I want to encourage you to become your own financial expert, too.

IDynamic Diva Dollars will share how I started out financially illiterate and poor and became financial educated and free. My story will help you understand why you may have not accomplished your wealth dreams, yet.  If you truly recognize your Diva power, you will become excited and implement changes in your life to become a Dynamic Diva with Dollars.